:root{--color-slate-teal: #5F7B82;--color-slate-teal-dark: #4A6369;--color-slate-footer: #3C5055;--color-mint-green: #2EE59D;--color-mint-green-hover: #26D08E;--color-mint-text: #0B3C2A;--color-powder-blue: #A9CBE3;--color-powder-blue-hover: #93BADA;--color-icy-blue: #DCEAF5;--color-near-black: #1B1B1B;--color-text-muted: #556063;--color-offwhite: #F7F7F7;--color-white: #FFFFFF;--color-card-border: #DCEAF5;--color-disabled: #D5DFE3;--font-logo: "Alice", Georgia, serif;--font-serif: "Instrument Serif", Georgia, serif;--font-sans: "Plus Jakarta Sans", -apple-system, BlinkMacSystemFont, sans-serif;--radius-card: 16px;--radius-btn: 12px;--shadow-sm: 0 4px 12px rgba(27, 27, 27, .05);--shadow-md: 0 8px 24px rgba(95, 123, 130, .15);--transition: all .22s cubic-bezier(.16, 1, .3, 1)}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;width:100%;height:100%}body{width:100%;height:100%;font-family:var(--font-sans);background-color:var(--color-slate-teal);color:var(--color-near-black);-webkit-font-smoothing:antialiased;overflow-x:hidden}.font-serif{font-family:var(--font-serif)!important}.font-sans{font-family:var(--font-sans)!important}.text-center{text-align:center}.text-left{text-align:left}.hidden{display:none!important}.container{width:90%;max-width:1180px;margin:0 auto}.ethos-header{height:74px;background-color:#5f7b82bf;-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);display:flex;align-items:center;border-bottom:1px solid rgba(255,255,255,.18);position:sticky;top:0;z-index:1000;transition:background-color .3s ease,backdrop-filter .3s ease,box-shadow .3s ease}.ethos-header.scrolled{background-color:#3c50559e;-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px);border-bottom-color:#ffffff40;box-shadow:0 8px 24px #0003}.header-container{width:92%;max-width:1240px;margin:0 auto;display:flex;align-items:center;justify-content:space-between}.brand-logo{display:flex;align-items:center;text-decoration:none}.brand-text-logo{font-family:Alice,Georgia,serif;font-size:1.45rem;font-weight:400;letter-spacing:.08em;color:var(--color-white);text-decoration:none;transition:var(--transition);text-shadow:0 2px 4px rgba(0,0,0,.2);white-space:nowrap}.brand-text-logo:hover{color:var(--color-powder-blue)}.official-brand-wordmark{height:21px;width:auto;max-width:220px;display:block;object-fit:contain;filter:drop-shadow(0 2px 4px rgba(0,0,0,.2));transition:height .2s ease}.header-nav-menu{display:flex;align-items:center;gap:24px}.nav-link{color:#ffffffeb;text-decoration:none;font-size:.95rem;font-weight:600;transition:var(--transition)}.nav-link:hover{color:var(--color-powder-blue)}.header-right-actions{display:flex;align-items:center;gap:16px}.nav-contact-btn{background-color:var(--color-mint-green)!important;color:var(--color-mint-text)!important;font-family:var(--font-sans);font-size:.95rem;font-weight:800;padding:10px 22px;border-radius:50px;border:none;cursor:pointer;transition:var(--transition);box-shadow:0 4px 14px #2ee59d66;white-space:nowrap}.nav-contact-btn:hover{background-color:var(--color-mint-green-hover)!important;transform:translateY(-1px)}.modal-overlay{position:fixed;top:0;left:0;width:100vw;height:100vh;background-color:#1b282cc7;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);z-index:2000;display:flex;align-items:center;justify-content:center;padding:16px;animation:fadeIn .25s ease}.contact-modal-card{background-color:var(--color-white);border-radius:24px;padding:36px 28px;max-width:480px;width:100%;position:relative;box-shadow:0 20px 50px #0000004d;text-align:center;border:1.5px solid var(--color-card-border);max-height:90vh;overflow-y:auto}.modal-close-btn{position:absolute;top:16px;right:16px;background:var(--color-icy-blue);border:none;width:36px;height:36px;border-radius:50%;font-size:1.1rem;font-weight:800;color:var(--color-slate-teal);cursor:pointer;display:flex;align-items:center;justify-content:center;transition:var(--transition)}.modal-close-btn:hover{background-color:var(--color-powder-blue);color:var(--color-near-black)}.contact-modal-title{font-size:clamp(1.8rem,4vw,2.2rem);font-weight:400;color:var(--color-near-black);margin-bottom:8px}.contact-modal-sub{font-size:.95rem;color:var(--color-text-muted);margin-bottom:24px;line-height:1.4}.contact-options-stack{display:flex;flex-direction:column;gap:14px}.contact-opt-card{background-color:var(--color-offwhite);border:2px solid var(--color-card-border);border-radius:var(--radius-card);padding:16px 18px;display:flex;align-items:center;gap:14px;text-decoration:none;color:var(--color-near-black);cursor:pointer;transition:var(--transition);width:100%;text-align:left}.contact-opt-card:hover{background-color:var(--color-white);border-color:var(--color-slate-teal);transform:translateY(-2px);box-shadow:var(--shadow-sm)}.contact-opt-icon{font-size:1.6rem;width:44px;height:44px;border-radius:12px;background-color:var(--color-icy-blue);display:flex;align-items:center;justify-content:center;flex-shrink:0}.contact-opt-text{display:flex;flex-direction:column;gap:2px;flex:1;min-width:0}.contact-opt-title{font-size:1.05rem;font-weight:800;color:var(--color-near-black)}.contact-opt-desc{font-size:.82rem;color:var(--color-text-muted);white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.contact-opt-card.contact-opt-green,#contact-get-quote-btn{background-color:var(--color-mint-green)!important;border-color:var(--color-mint-green)!important;color:var(--color-mint-text)!important;box-shadow:0 4px 14px #2ee59d66}.contact-opt-card.contact-opt-green .contact-opt-title,#contact-get-quote-btn .contact-opt-title{color:var(--color-mint-text)!important}.contact-opt-card.contact-opt-green .contact-opt-desc,#contact-get-quote-btn .contact-opt-desc{color:#0b3c2ad9!important}.contact-opt-card.contact-opt-green .contact-opt-arrow,#contact-get-quote-btn .contact-opt-arrow{color:var(--color-mint-text)!important;font-weight:800}.contact-opt-card.contact-opt-green:hover,#contact-get-quote-btn:hover{background-color:var(--color-mint-green-hover)!important;border-color:var(--color-mint-green-hover)!important;transform:translateY(-2px);box-shadow:0 6px 18px #2ee59d8c}.contact-opt-arrow{font-size:1.3rem;font-weight:800;color:var(--color-slate-teal)}.landing-view{background-color:var(--color-slate-teal);color:var(--color-white)}.ethos-hero-section{position:relative;min-height:calc(65vh - 74px);max-height:520px;display:flex;align-items:center;justify-content:center;padding:40px 0 44px;overflow:hidden;text-align:center}.hero-bg-slideshow{position:absolute;top:0;left:0;width:100%;height:100%;z-index:1}.hero-bg-image{position:absolute;top:0;left:0;width:100%;height:100%;object-fit:cover;object-position:center;z-index:1;opacity:0;transition:opacity 1.2s ease-in-out;will-change:opacity}.hero-bg-image.active{opacity:1;z-index:2}.hero-bg-overlay{position:absolute;top:0;left:0;width:100%;height:100%;background:linear-gradient(180deg,#1b282cb3,#5f7b82e0);z-index:3}.hero-center-content{position:relative;z-index:4;max-width:820px;margin:0 auto;display:flex;flex-direction:column;align-items:center}.policy-stats-banner{display:inline-flex;align-items:center;gap:8px;background:transparent!important;background-color:transparent!important;-webkit-backdrop-filter:none!important;backdrop-filter:none!important;padding:0;border-radius:0;font-size:.95rem;color:var(--color-white);margin-bottom:24px;border:none!important;box-shadow:none!important;max-width:100%;justify-content:center}.desktop-stats-text{display:inline-block}.mobile-stats-text{display:none}.score-badge{font-weight:800;font-size:.95rem}.policy-stats-banner .stars,.stars{color:var(--color-mint-green)!important;font-size:1.05rem;letter-spacing:2px}.hero-title{font-family:var(--font-serif);font-size:clamp(2.5rem,6.5vw,4.8rem);font-weight:400;line-height:1.1;color:var(--color-white);margin-bottom:18px;text-shadow:0 4px 20px rgba(0,0,0,.3)}.hero-title-dynamic{font-style:italic;color:var(--color-powder-blue);display:inline-block;min-height:1.2em;transition:opacity .3s ease}.hero-subtext{font-size:clamp(1.05rem,2.5vw,1.25rem);color:#ffffffeb;margin-bottom:32px;max-width:600px;line-height:1.45}.hero-cta-wrapper{margin-bottom:40px;width:100%;max-width:380px}.btn{display:inline-flex;align-items:center;justify-content:center;font-family:var(--font-sans);font-size:1.1rem;font-weight:800;padding:16px 36px;border-radius:50px;border:none;cursor:pointer;transition:var(--transition);text-decoration:none;min-height:52px}.btn-mint{background-color:var(--color-mint-green)!important;color:var(--color-mint-text)!important;width:100%;box-shadow:0 8px 24px #2ee59d66}.btn-mint:hover{background-color:var(--color-mint-green-hover)!important;transform:translateY(-2px);box-shadow:0 12px 30px #2ee59d8c}.btn-mint-solid{background-color:var(--color-mint-green)!important;color:var(--color-mint-text)!important;border-radius:var(--radius-btn);font-weight:800}.btn-mint-solid:hover{background-color:var(--color-mint-green-hover)!important}.btn-gray{background-color:var(--color-disabled);color:var(--color-white);border-radius:var(--radius-btn);cursor:not-allowed}.btn-gray.active-valid{background-color:var(--color-slate-teal);color:var(--color-white);cursor:pointer}.btn-block{width:100%}.btn-lg{padding:16px 32px;font-size:1.1rem}.trust-badges{display:flex;align-items:center;justify-content:center;gap:20px;flex-wrap:wrap}.badge-item{display:flex;flex-direction:column;color:#fffffff2;text-align:center}.badge-sub{font-size:.7rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase}.badge-main{font-size:.8rem;font-weight:800;letter-spacing:.05em;text-transform:uppercase}.badge-source{font-size:.65rem;font-weight:800;color:var(--color-powder-blue);text-transform:uppercase}.badge-divider{width:1px;height:30px;background:#ffffff40}.landing-testimonials-wrapper{background-color:var(--color-offwhite);color:var(--color-near-black);padding:60px 0}.testimonials-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.review-card{background-color:var(--color-white);border-radius:var(--radius-card);padding:28px 24px;box-shadow:var(--shadow-sm);display:flex;flex-direction:column;justify-content:space-between;border:1px solid var(--color-card-border)}.review-card.highlight-card{background-color:var(--color-slate-teal);color:var(--color-white);border:none}.highlight-card .review-quote{font-size:1.05rem;font-weight:600;line-height:1.5;color:var(--color-white)}.review-quote{font-size:1.15rem;line-height:1.4;color:var(--color-near-black);margin-bottom:16px}.reviewer-name{font-size:.85rem;font-weight:700;color:var(--color-text-muted)}.value-props-section{background-color:var(--color-offwhite);color:var(--color-near-black);padding:20px 0 30px;border-top:1px solid rgba(0,0,0,.05)}.section-title{font-size:clamp(1.9rem,4vw,2.8rem);font-weight:400;margin-bottom:10px;color:var(--color-near-black)}.section-subtitle{font-size:1.05rem;color:var(--color-text-muted);margin-bottom:36px}.props-4-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-bottom:36px}.prop-card{background-color:var(--color-white);border:1px solid var(--color-card-border);border-radius:var(--radius-card);padding:28px 20px;text-align:left;box-shadow:var(--shadow-sm);display:flex;flex-direction:column;gap:14px}.prop-icon{font-size:1.8rem}.prop-icon-graphic{width:60px;height:60px;border-radius:16px;background-color:var(--color-icy-blue);border:1.5px solid var(--color-card-border);display:flex;align-items:center;justify-content:center;box-shadow:0 4px 14px #5f7b821f;transition:var(--transition);flex-shrink:0}.prop-card:hover .prop-icon-graphic{transform:translateY(-2px);background-color:#e6fbf3;border-color:var(--color-mint-green);box-shadow:0 8px 20px #2ee59d59}.prop-card-title{font-size:1.05rem;font-weight:700;color:var(--color-near-black);line-height:1.35}.props-cta-row{max-width:320px;margin:0 auto}.how-it-works-showcase{background-color:var(--color-white);color:var(--color-near-black);padding:40px 0 20px}.showcase-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:40px;align-items:center}.phone-mockup-wrapper{display:flex;justify-content:center;perspective:1200px;padding:30px 0}.phone-frame{width:300px;height:570px;background:linear-gradient(145deg,#2c2c2e,#111113);border-radius:46px;padding:12px;transform:rotateY(-12deg) rotateX(6deg) rotate(1deg);transform-style:preserve-3d;transition:transform .6s cubic-bezier(.16,1,.3,1),box-shadow .6s ease;box-shadow:-24px 32px 65px #00000059,-8px 12px 24px #0003,inset 0 1px 1px #ffffff59,inset 0 -1px 2px #000c;border:4px solid #3a3a3c;position:relative}.phone-frame:hover{transform:rotateY(-4deg) rotateX(2deg) translateY(-8deg) scale(1.02);box-shadow:-32px 42px 80px #0006,-10px 16px 32px #00000040,inset 0 1px 1px #ffffff73}.phone-frame:before{content:"";position:absolute;top:16px;left:50%;transform:translate(-50%);width:80px;height:16px;background-color:#000;border-radius:20px;z-index:10;box-shadow:0 1px 3px #00000080}.phone-screen{background-color:var(--color-offwhite);width:100%;height:100%;border-radius:34px;overflow:hidden;padding:36px 14px 16px;display:flex;flex-direction:column;position:relative}.phone-screen:after{content:"";position:absolute;top:0;left:-50%;width:200%;height:100%;background:linear-gradient(115deg,transparent 0%,rgba(255,255,255,.05) 38%,rgba(255,255,255,.12) 44%,transparent 50%);pointer-events:none;z-index:8}.phone-slide{position:absolute;top:36px;left:14px;right:14px;bottom:40px;display:flex;flex-direction:column;transition:opacity .4s ease,transform .4s ease;opacity:0;transform:translateY(10px);pointer-events:none}.phone-slide.active{opacity:1;transform:translateY(0);pointer-events:auto}.hidden-slide{display:flex!important}.phone-header{font-size:.7rem;font-weight:800;color:var(--color-slate-teal);letter-spacing:.1em;margin-bottom:16px;text-align:center}.phone-title{font-family:var(--font-serif);font-size:1.25rem;line-height:1.25;margin-bottom:14px;color:var(--color-near-black)}.phone-subtext{font-size:.8rem;color:var(--color-text-muted);margin-bottom:14px}.phone-options-grid{display:grid;grid-template-columns:1fr 1fr;gap:6px;margin-bottom:16px}.phone-opt-card{background-color:var(--color-white);border:1px solid var(--color-card-border);border-radius:10px;padding:10px 6px;display:flex;flex-direction:column;align-items:center;gap:4px;text-align:center}.phone-opt-card.active{border-color:var(--color-slate-teal);background-color:var(--color-icy-blue)}.opt-icon{font-size:1.1rem}.opt-label{font-size:.7rem;font-weight:700;color:var(--color-near-black)}.phone-form-mock{display:flex;flex-direction:column;gap:8px;margin-bottom:20px}.phone-input-mock{background-color:var(--color-white);border:1px solid var(--color-card-border);border-radius:8px;padding:10px 12px;font-size:.8rem;font-weight:700;color:var(--color-near-black)}.phone-calc-spinner{font-size:2.6rem;text-align:center;margin:30px 0 16px;animation:pulseSpin 1.2s infinite ease-in-out}@keyframes pulseSpin{0%{transform:scale(.9) rotate(0)}50%{transform:scale(1.15) rotate(180deg)}to{transform:scale(.9) rotate(360deg)}}.phone-check-circle{width:52px;height:52px;border-radius:50%;background-color:var(--color-mint-green);color:var(--color-mint-text);font-size:1.8rem;font-weight:800;display:flex;align-items:center;justify-content:center;margin:16px auto 12px;box-shadow:0 8px 20px #2ee59d66}.phone-quote-badge{background-color:var(--color-white);border:2px solid var(--color-slate-teal);border-radius:12px;padding:14px;text-align:center;display:flex;flex-direction:column;gap:2px;margin-bottom:16px;box-shadow:var(--shadow-sm)}.badge-price{font-family:var(--font-serif);font-size:1.8rem;font-weight:400;color:var(--color-slate-teal)}.badge-detail{font-size:.75rem;font-weight:700;color:var(--color-near-black)}.phone-btn{background-color:var(--color-slate-teal);color:var(--color-white);font-size:.8rem;font-weight:800;text-align:center;padding:10px;border-radius:8px;margin-top:auto}.phone-btn.mint-btn{background-color:var(--color-mint-green)!important;color:var(--color-mint-text)!important}.phone-slide-dots{position:absolute;bottom:14px;left:0;right:0;display:flex;justify-content:center;gap:6px}.p-dot{width:6px;height:6px;border-radius:50%;background-color:#5f7b824d;transition:all .3s ease}.p-dot.active{background-color:var(--color-slate-teal);width:16px;border-radius:10px}.sub-tag{font-size:.85rem;font-weight:700;color:var(--color-text-muted);display:inline-block;margin-bottom:10px}.showcase-title{font-size:clamp(2rem,4vw,3rem);font-weight:400;line-height:1.18;color:var(--color-near-black);margin-bottom:24px}.step-indicator-box{margin-bottom:30px}.step-label{font-size:.95rem;font-weight:700;color:var(--color-near-black);margin-bottom:10px}.step-progress-track{width:100%;max-width:400px;height:6px;background-color:var(--color-icy-blue);border-radius:10px;overflow:hidden}.step-progress-fill{height:100%;background-color:var(--color-mint-green);border-radius:10px;transition:width .4s ease}.showcase-cta{max-width:300px}.coverage-amounts-section{background-color:var(--color-white);padding:80px 0;border-top:1px solid rgba(95,123,130,.12);border-bottom:1px solid rgba(95,123,130,.12)}.coverage-cards-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;max-width:1040px;margin:44px auto 40px;align-items:stretch}.coverage-card{position:relative;background-color:var(--color-white);border:1px solid rgba(95,123,130,.2);border-radius:var(--radius-card);padding:42px 28px 38px;text-align:center;transition:var(--transition);display:flex;flex-direction:column;justify-content:center;box-shadow:0 4px 16px #1b1b1b0a}.coverage-card:hover{transform:translateY(-3px);box-shadow:0 10px 30px #5f7b8224;border-color:var(--color-slate-teal)}.coverage-card-featured{border:2px solid var(--color-mint-green);background-color:#f0fdf6;box-shadow:0 10px 30px #2ee59d2e}.coverage-card-featured:hover{transform:translateY(-3px);box-shadow:0 14px 36px #2ee59d4d;border-color:var(--color-mint-green-hover)}.coverage-badge{position:absolute;top:-14px;left:50%;transform:translate(-50%);background-color:var(--color-mint-green);color:var(--color-mint-text);font-size:.75rem;font-weight:800;letter-spacing:.06em;text-transform:uppercase;padding:5px 18px;border-radius:50px;box-shadow:0 2px 8px #2ee59d59;white-space:nowrap}.coverage-amount{font-size:clamp(2.2rem,3.5vw,2.7rem);font-weight:800;color:var(--color-slate-teal-dark);line-height:1.1;margin-bottom:12px;font-family:var(--font-sans)}.coverage-tier-title{font-size:1.15rem;font-weight:700;color:var(--color-near-black);margin-bottom:10px}.coverage-tier-desc{font-size:.95rem;color:var(--color-text-muted);line-height:1.55;margin:0}.coverage-cta-wrapper{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:12px;margin-top:10px}.coverage-cta-btn{padding:16px 38px;font-size:1.05rem;font-weight:800;border-radius:50px;display:inline-flex;align-items:center;justify-content:center;text-decoration:none}.coverage-privacy-note{font-size:.9rem;color:var(--color-text-muted);display:flex;align-items:center;justify-content:center;gap:6px;margin:0;font-weight:500}.coverage-privacy-note .lock-icon{font-size:.95rem}@media (max-width: 900px){.coverage-cards-grid{grid-template-columns:1fr;max-width:440px;gap:32px}}.comparison-table-section{background-color:var(--color-offwhite);color:var(--color-near-black);padding:70px 0}.comparison-table-wrapper{max-width:960px;margin:0 auto 36px;overflow-x:auto;-webkit-overflow-scrolling:touch}.comparison-table{width:100%;min-width:580px;border-collapse:collapse;text-align:left}.comparison-table th,.comparison-table td{padding:20px 16px;border-bottom:1px solid rgba(95,123,130,.15)}.feature-col{width:38%}.brand-card-col{width:31%;text-align:center;padding:0!important}.traditional-col{width:31%;text-align:center;font-size:.95rem;font-weight:700;color:var(--color-near-black)}.table-brand-card{background-color:var(--color-slate-teal);border-radius:16px 16px 0 0;padding:20px 12px;display:flex;align-items:center;justify-content:center}.table-brand-text{font-family:Alice,Georgia,serif;font-size:1.15rem;font-weight:400;letter-spacing:.08em;color:var(--color-white)}.table-brand-logo{height:22px;width:auto}.feature-name{font-size:1.05rem;font-weight:700;color:var(--color-near-black)}.brand-cell{background-color:var(--color-slate-teal);text-align:center;color:var(--color-white)}.comparison-table tbody tr:last-child .brand-cell{border-radius:0 0 16px 16px}.trad-cell{text-align:center}.check-icon,.check-icon-gray{display:inline-flex;align-items:center;justify-content:center;width:32px;height:32px;border-radius:50%;background-color:var(--color-mint-green);color:var(--color-mint-text);font-size:1.1rem;font-weight:800}.empty-circle{display:inline-block;width:30px;height:30px;border-radius:50%;border:2px solid var(--color-disabled);color:transparent}.table-cta-row{max-width:320px;margin:0 auto}.funeral-costs-section{background-color:var(--color-slate-teal);padding:80px 0;border-top:1px solid rgba(255,255,255,.12);border-bottom:1px solid rgba(255,255,255,.12)}.light-title{color:var(--color-white)!important}.light-subtitle{color:#ffffffe0!important;margin-bottom:38px}.funeral-calc-card{background-color:var(--color-white);border-radius:var(--radius-card);max-width:860px;margin:0 auto;padding:44px 36px 36px;box-shadow:0 16px 40px #00000024;text-align:center}.funeral-controls-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;align-items:center;margin-bottom:32px}.funeral-state-select{width:100%;padding:14px 40px 14px 18px;border-radius:var(--radius-btn);border:1.5px solid var(--color-card-border);background-color:#f8fafc;font-family:var(--font-sans);font-size:1rem;font-weight:700;color:var(--color-near-black);cursor:pointer;outline:none;transition:var(--transition);-moz-appearance:none;appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml;charset=UTF-8,%3csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%234A6369' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3e%3cpolyline points='6 9 12 15 18 9'%3e%3c/polyline%3e%3c/svg%3e");background-repeat:no-repeat;background-position:right 14px center;background-size:18px}.funeral-state-select:focus{border-color:var(--color-slate-teal);box-shadow:0 0 0 3px #5f7b8226}.funeral-type-toggle-group{display:flex;background-color:#f1f5f9;padding:5px;border-radius:var(--radius-btn);gap:4px}.funeral-toggle-btn{flex:1;padding:12px 16px;border-radius:10px;border:none;background:transparent;font-family:var(--font-sans);font-size:.95rem;font-weight:700;color:var(--color-text-muted);cursor:pointer;transition:var(--transition)}.funeral-toggle-btn.active{background-color:var(--color-slate-teal-dark);color:var(--color-white);box-shadow:0 4px 12px #3c505533}.funeral-calc-intro{font-size:1.05rem;color:var(--color-text-muted);font-weight:500;margin-bottom:12px}.funeral-price-range{font-size:clamp(2.4rem,4.5vw,3.4rem);font-weight:800;color:var(--color-near-black);line-height:1.1;margin-bottom:28px}.funeral-breakdown-table{max-width:520px;margin:0 auto 32px;display:flex;flex-direction:column}.funeral-row{display:flex;justify-content:space-between;align-items:center;padding:13px 0;border-bottom:1px solid #E2E8F0;font-size:.98rem}.funeral-row:last-child{border-bottom:none}.funeral-row-label{color:var(--color-text-muted);font-weight:500;text-align:left}.funeral-row-val{color:var(--color-near-black);font-weight:800;text-align:right}.funeral-divider{border:none;border-top:1px solid #E2E8F0;margin:28px 0}.funeral-cta-heading{font-size:1.2rem;font-weight:800;color:var(--color-near-black);margin-bottom:18px}.funeral-cta-btn{padding:16px 36px;font-size:1.05rem;font-weight:800;border-radius:50px;display:inline-flex;margin-bottom:12px}.funeral-disclaimer-text{font-size:.85rem;color:#ffffffb8;margin-top:24px;max-width:780px;margin-left:auto;margin-right:auto;line-height:1.5}@media (max-width: 680px){.funeral-controls-grid{grid-template-columns:1fr}.funeral-calc-card{padding:28px 20px 24px}}.faq-guide-section{background-color:var(--color-slate-teal);color:var(--color-white);padding:70px 0}.faq-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:40px;align-items:center}.faq-visual-col{width:100%;border-radius:20px;overflow:hidden;box-shadow:0 16px 36px #00000040}.faq-photo{width:100%;height:420px;object-fit:cover;display:block}.faq-title{font-size:clamp(2.2rem,4vw,3.2rem);font-weight:400;line-height:1.15;margin-bottom:14px}.faq-subtitle{font-size:1.05rem;color:#ffffffe0;margin-bottom:28px;line-height:1.45}.faq-stack{display:flex;flex-direction:column;gap:12px}.faq-card{background-color:var(--color-white);color:var(--color-near-black);border-radius:var(--radius-card);padding:16px 20px;display:flex;align-items:center;justify-content:space-between;cursor:pointer;transition:var(--transition);box-shadow:var(--shadow-sm)}.faq-card:hover{transform:translateY(-2px);background-color:var(--color-icy-blue)}.faq-card-left{display:flex;align-items:center;gap:14px}.faq-icon{font-size:1.3rem}.faq-question{font-size:.98rem;font-weight:700}.faq-arrow{font-size:1.2rem;font-weight:800;color:var(--color-slate-teal)}.expandable-faqs-section{background-color:var(--color-white);color:var(--color-near-black);padding:80px 0}.faq-expandable-grid{display:grid;grid-template-columns:.35fr 1.65fr;gap:40px}.faq-main-title{font-size:clamp(2.5rem,4.5vw,3.5rem);font-weight:400;color:var(--color-near-black)}.faq-right-list{display:flex;flex-direction:column}.faq-accordion-item{border-bottom:1px solid var(--color-card-border);padding:20px 0}.faq-accordion-header{display:flex;justify-content:space-between;align-items:center;cursor:pointer}.faq-accordion-q{font-size:1.1rem;font-weight:700;color:var(--color-near-black);padding-right:12px}.faq-plus{font-size:1.6rem;font-weight:400;color:var(--color-slate-teal);transition:transform .25s ease;flex-shrink:0}.faq-accordion-item.open .faq-plus{transform:rotate(45deg)}.faq-accordion-body{margin-top:12px;font-size:.98rem;color:var(--color-text-muted);line-height:1.55}.see-all-faqs-wrapper{margin-top:36px;max-width:260px}.lock-price-section{padding:50px 0 70px}.lock-price-banner{background-color:var(--color-slate-teal);border-radius:28px;padding:44px;display:grid;grid-template-columns:1.1fr .9fr;gap:32px;align-items:center;color:var(--color-white);box-shadow:0 20px 50px #5f7b8259;overflow:hidden}.lock-price-title{font-size:clamp(2.2rem,4.5vw,3.4rem);font-weight:400;line-height:1.1;margin-bottom:16px}.lock-price-subtext{font-size:1.05rem;color:#ffffffeb;margin-bottom:28px;line-height:1.45}.lock-price-left .btn{max-width:280px}.lock-price-right{display:flex;justify-content:center}.lock-price-img{width:100%;max-height:320px;object-fit:cover;border-radius:18px}.ethos-site-footer{background-color:var(--color-slate-footer);color:#ffffffd9;padding:60px 0 36px}.footer-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:32px;margin-bottom:48px}.footer-col-title{font-size:1rem;font-weight:800;color:var(--color-white);margin-bottom:16px}.footer-text,.footer-link,.footer-link-inline{font-size:.9rem;color:#ffffffbf;line-height:1.55;text-decoration:none;display:block;margin-bottom:8px}.footer-link-inline{display:inline-block}.footer-link:hover,.footer-link-inline:hover{color:var(--color-mint-green)}.footer-email-btn{display:inline-flex;align-items:center;justify-content:center;background-color:var(--color-mint-green);color:var(--color-mint-text)!important;font-weight:800;font-size:.88rem;padding:8px 18px;border-radius:50px;text-decoration:none!important;transition:var(--transition);margin-top:8px;box-shadow:0 4px 12px #2ee59d59;white-space:nowrap}.footer-email-btn:hover{background-color:var(--color-mint-green-hover);transform:translateY(-2px);box-shadow:0 6px 16px #2ee59d80;color:var(--color-mint-text)!important}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:24px;font-size:.82rem;color:#ffffff80;text-align:center}.quiz-view{background-color:var(--color-offwhite);min-height:calc(100vh - 74px);color:var(--color-near-black);display:flex;flex-direction:column}.quiz-header-bar,.thank-you-header{background-color:var(--color-slate-teal);border-bottom:1px solid rgba(255,255,255,.15);padding:12px 0 8px;position:sticky;top:0;z-index:100;box-shadow:0 4px 14px #0000001f}.quiz-nav-container{display:flex;flex-direction:column;gap:10px}.quiz-nav-top-row{display:flex;align-items:center;justify-content:space-between}.quiz-top-left{display:flex;align-items:center;gap:12px}.quiz-brand-logo,.thank-you-header .brand-logo{text-decoration:none}.quiz-brand-logo .brand-text-logo,.thank-you-header .brand-text-logo{color:#fff!important;font-family:var(--font-logo);font-size:1.22rem;letter-spacing:.14em}.quiz-help-info{display:flex;flex-direction:column;align-items:flex-end;text-align:right}.help-label{font-size:.68rem;font-weight:800;color:var(--color-mint-green)!important;letter-spacing:.08em}.help-phone{font-size:.88rem;font-weight:800;color:#fff!important;text-decoration:none}.help-phone:hover{text-decoration:underline;color:var(--color-mint-green)!important}.quiz-progress-wrapper{padding:14px 0 0;background-color:var(--color-offwhite)}.progress-bar-track{width:70%;max-width:400px;margin:0 auto 10px;height:8px;background-color:#e2e5e4;border-radius:10px;overflow:hidden}.progress-bar-fill{height:100%;background-color:var(--color-mint-green)!important;transition:width .3s ease;border-radius:10px}.back-btn{display:inline-flex;align-items:center;justify-content:center;background:transparent;border:none;font-family:var(--font-sans);color:#fff!important;cursor:pointer;padding:4px}.back-btn svg{width:20px;height:20px;stroke:#fff!important}.ineligible-warning-box{margin-top:24px;background-color:#fff5f5;border:2px solid #E53E3E;border-radius:var(--radius-card);padding:22px 24px;text-align:center;color:#742a2a;box-shadow:0 4px 14px #e53e3e1f;animation:fadeIn .3s ease-in-out}.ineligible-warning-box .warning-icon{font-size:2rem;margin-bottom:8px}.ineligible-warning-box .warning-title{font-size:1.25rem;font-weight:800;color:#9b2c2c;margin-bottom:8px}.ineligible-warning-box .warning-text{font-size:.98rem;line-height:1.5;margin-bottom:8px;color:#4a5568}.ineligible-warning-box .warning-subtext{font-size:.88rem;color:#718096}.quiz-content-wrapper{flex-grow:1;display:flex;align-items:center;justify-content:center;padding:24px 16px 36px}.quiz-container{width:100%;max-width:580px;margin:0 auto}.quiz-step-panel{animation:fadeInStep .3s cubic-bezier(.16,1,.3,1)}@keyframes fadeInStep{0%{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}.quiz-heading{font-family:var(--font-serif);font-size:clamp(1.6rem,4vw,2.2rem);font-weight:400;line-height:1.22;color:var(--color-near-black);margin-bottom:6px}.quiz-subheading{font-size:.95rem;color:var(--color-text-muted);margin-bottom:24px}.coverage-slider-box{background-color:var(--color-white);border:1.5px solid var(--color-card-border);border-radius:var(--radius-card);padding:28px 24px;margin-bottom:28px;box-shadow:var(--shadow-sm)}.final-card-slider-box{background-color:var(--color-offwhite);border:1.5px solid var(--color-card-border);border-radius:var(--radius-btn);padding:20px 16px;margin-bottom:20px}.slider-display-row{display:flex;justify-content:space-between;align-items:center;margin-bottom:16px}.slider-display-label{font-size:1rem;font-weight:700;color:var(--color-near-black)}.slider-display-val{font-family:var(--font-serif);font-size:2.2rem;font-weight:400;color:var(--color-slate-teal);background-color:var(--color-icy-blue);padding:4px 14px;border-radius:10px;border:1px solid rgba(95,123,130,.2)}.ethos-range-slider{width:100%;height:12px;border-radius:10px;background:linear-gradient(to right,var(--color-slate-teal) 0%,var(--color-slate-teal) 44%,var(--color-icy-blue) 44%,var(--color-icy-blue) 100%);outline:none;-webkit-appearance:none;-moz-appearance:none;appearance:none;margin:14px 0 8px;cursor:pointer;transition:background .1s ease}.ethos-range-slider::-webkit-slider-thumb{-webkit-appearance:none;-moz-appearance:none;appearance:none;width:32px;height:32px;border-radius:50%;background:var(--color-mint-green);border:3px solid var(--color-slate-teal);box-shadow:0 4px 12px #2ee59d66;cursor:pointer;transition:transform .15s cubic-bezier(.16,1,.3,1),background-color .15s ease}.ethos-range-slider::-webkit-slider-thumb:hover{transform:scale(1.15);background-color:var(--color-mint-green-hover)}.ethos-range-slider::-moz-range-thumb{width:32px;height:32px;border-radius:50%;background:var(--color-mint-green);border:3px solid var(--color-slate-teal);box-shadow:0 4px 12px #2ee59d66;cursor:pointer;transition:transform .15s cubic-bezier(.16,1,.3,1),background-color .15s ease}.ethos-range-slider::-moz-range-thumb:hover{transform:scale(1.15);background-color:var(--color-mint-green-hover)}.slider-ticks-row{display:flex;justify-content:space-between;font-size:.8rem;font-weight:700;color:var(--color-text-muted);margin-top:6px}.rate-benchmark-note{font-size:.82rem;font-weight:600;color:var(--color-slate-teal);background-color:var(--color-icy-blue);padding:6px 12px;border-radius:8px;margin-bottom:18px;display:inline-block}.card-option-grid{display:flex;flex-direction:column;gap:12px;margin-bottom:26px}.option-card{background-color:#f4f7f8;border:1.5px solid transparent;border-radius:16px;padding:16px 20px;display:flex;align-items:center;justify-content:space-between;text-align:left;min-height:64px;cursor:pointer;transition:all .2s cubic-bezier(.16,1,.3,1)}.option-card-left{display:flex;align-items:center;gap:16px}.option-card:hover{background-color:#ebf2f5;border-color:var(--color-powder-blue)}.option-card.selected{background-color:var(--color-white);border:2px solid var(--color-slate-teal);box-shadow:0 4px 16px #5f7b821f}.card-icon{width:36px;height:36px;flex-shrink:0;display:flex;align-items:center;justify-content:center}.card-icon svg{width:100%;height:100%}.card-label{font-size:1.02rem;font-weight:700;color:var(--color-near-black)}.card-check-circle{position:static;width:24px;height:24px;border-radius:50%;border:2px solid #D2DFE6;background-color:var(--color-white);flex-shrink:0;transition:var(--transition)}.option-card.selected .card-check-circle{border-color:var(--color-slate-teal);background-color:var(--color-slate-teal);box-shadow:inset 0 0 0 3px var(--color-white)}.list-option-stack{display:flex;flex-direction:column;gap:10px;margin-bottom:26px}.list-option-item{background-color:var(--color-white);border:1px solid var(--color-card-border);border-radius:var(--radius-btn);padding:16px 20px;font-size:.98rem;font-weight:700;color:var(--color-near-black);cursor:pointer;transition:var(--transition)}.list-option-item:hover{background-color:var(--color-icy-blue);border-color:var(--color-mint-green)}.list-option-item.selected{background-color:var(--color-white);border:2px solid var(--color-slate-teal);box-shadow:var(--shadow-sm)}.interstitial-badge{display:inline-block;font-size:.8rem;font-weight:800;color:var(--color-slate-teal);background-color:var(--color-icy-blue);padding:6px 14px;border-radius:50px;margin-bottom:14px}.how-it-works-box{background-color:var(--color-white);border:1px solid var(--color-card-border);border-radius:var(--radius-card);padding:24px 20px;margin:24px 0 28px;text-align:left;box-shadow:var(--shadow-sm)}.hiw-title{font-size:1.1rem;font-weight:800;color:var(--color-near-black);margin-bottom:20px}.hiw-timeline{display:flex;flex-direction:column;gap:16px}.hiw-step{display:flex;align-items:center;gap:14px}.hiw-num{width:32px;height:32px;border-radius:50%;background-color:var(--color-icy-blue);color:var(--color-text-muted);font-weight:800;display:flex;align-items:center;justify-content:center;font-size:.88rem;flex-shrink:0}.hiw-step.active-done .hiw-num{background-color:var(--color-slate-teal);color:var(--color-white)}.hiw-step.current .hiw-num{background-color:var(--color-mint-green);color:var(--color-mint-text)}.hiw-text{font-size:.95rem;color:var(--color-near-black)}.gender-cards-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:26px}.gender-card{background-color:var(--color-white);border:2px solid var(--color-card-border);border-radius:var(--radius-card);padding:24px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:10px;cursor:pointer;transition:var(--transition)}.gender-card:hover{background-color:var(--color-icy-blue);border-color:var(--color-mint-green)}.gender-card.selected{background-color:var(--color-white);border:2px solid var(--color-slate-teal);box-shadow:var(--shadow-md)}.gender-icon{width:48px;height:48px;display:flex;align-items:center;justify-content:center;margin-bottom:2px}.gender-icon svg{width:100%;height:100%}.gender-label{font-size:1rem;font-weight:700;color:var(--color-near-black)}.ethos-input,.ethos-select{width:100%;font-family:var(--font-sans);font-size:1rem;padding:14px 18px;border-radius:var(--radius-btn);border:1.5px solid var(--color-card-border);background-color:var(--color-white);color:var(--color-near-black);outline:none;transition:var(--transition)}.ethos-input:focus,.ethos-select:focus{border-color:var(--color-slate-teal);box-shadow:0 0 0 3px #5f7b8233}.input-lg{font-size:1.1rem;padding:16px 20px}.birthdate-inputs{display:flex;gap:10px;margin-bottom:28px}.field-group{display:flex;flex-direction:column;gap:6px;flex:1}.flex-2{flex:1.5}.field-group label{font-size:.8rem;font-weight:700;color:var(--color-text-muted)}.name-inputs-row{display:flex;gap:12px;margin-bottom:28px}.coverage-breakdown-card{background-color:var(--color-white);border:1px solid var(--color-card-border);border-radius:var(--radius-card);padding:24px 20px;margin:20px 0 28px;box-shadow:var(--shadow-sm)}.breakdown-section{border-bottom:1px solid var(--color-card-border);padding-bottom:16px;margin-bottom:20px}.breakdown-tag{font-size:.72rem;font-weight:800;letter-spacing:.1em;color:var(--color-slate-teal);display:inline-block;margin-bottom:4px}.breakdown-title{font-size:1.2rem;font-weight:800;color:var(--color-near-black);margin-bottom:6px}.breakdown-desc{font-size:.9rem;color:var(--color-near-black);line-height:1.45}.breakdown-feature-list{display:flex;flex-direction:column;gap:16px}.feature-item{display:flex;align-items:flex-start;gap:14px}.feature-icon-box{width:38px;height:38px;border-radius:10px;background-color:var(--color-icy-blue);display:flex;align-items:center;justify-content:center;font-size:1.25rem;flex-shrink:0}.feature-title{font-size:.98rem;font-weight:800;color:var(--color-near-black);margin-bottom:2px}.feature-text{font-size:.85rem;color:var(--color-near-black);line-height:1.4}.disclaimer-text{font-size:.78rem;color:var(--color-text-muted);line-height:1.4;margin-bottom:20px}.success-badge-circle{width:56px;height:56px;border-radius:50%;background-color:var(--color-icy-blue);color:var(--color-slate-teal);font-size:2rem;font-weight:800;display:flex;align-items:center;justify-content:center;margin:0 auto 16px;border:2px solid var(--color-powder-blue)}.final-quote-card{background-color:var(--color-white);border:2px solid var(--color-slate-teal);border-radius:var(--radius-card);padding:24px 20px;margin:20px 0;box-shadow:var(--shadow-md);text-align:left}.quote-header{display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--color-card-border);padding-bottom:14px;margin-bottom:16px;gap:8px}.plan-type{font-size:.75rem;font-weight:800;color:var(--color-slate-teal);letter-spacing:.05em}.coverage-amt{font-size:.92rem;font-weight:800;color:var(--color-near-black)}.quote-price-body{margin-bottom:10px}.price-val{font-family:var(--font-serif);font-size:3rem;font-weight:400;color:var(--color-slate-teal)}.price-period{font-size:1rem;font-weight:700;color:var(--color-text-muted)}.quote-bullets{list-style:none;display:flex;flex-direction:column;gap:8px;margin-bottom:24px}.quote-bullets li{font-size:.9rem;font-weight:600;color:var(--color-near-black);display:flex;align-items:center;gap:8px}.quote-bullets .check{color:var(--color-slate-teal);font-weight:800}.call-agent-note{font-size:.85rem;color:var(--color-text-muted)}@media (max-width: 900px){.header-nav-menu{display:none}.footer-grid{grid-template-columns:repeat(2,1fr);gap:32px}.stats-4-grid,.pillars-grid,.guide-3-grid,.takeaways-grid,.terms-grid{grid-template-columns:1fr;gap:20px}}@media (max-width: 768px){.ethos-header{height:64px}.brand-text-logo{font-size:1.25rem;letter-spacing:.14em}.nav-contact-btn{display:none!important}.ethos-hero-section{padding:36px 0 54px;min-height:auto}.hero-title{font-size:clamp(2.2rem,8vw,3.2rem);line-height:1.15}.hero-subtext{font-size:1.05rem;margin-bottom:24px;padding:0 8px}.policy-stats-banner{flex-direction:row!important;gap:6px!important;padding:0!important;margin-bottom:16px!important}.policy-stats-banner .desktop-stats-text,.policy-stats-banner 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14px;border-radius:20px;margin-bottom:16px;text-transform:uppercase;letter-spacing:.5px}.policy-hero-title{font-family:var(--font-serif);font-size:2.85rem;line-height:1.15;color:var(--color-near-black);margin-bottom:18px;font-weight:700}.policy-hero-sub{font-size:1.1rem;line-height:1.65;color:var(--color-text-muted);margin-bottom:28px}.ethos-cta-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background-color:var(--color-mint-green);color:var(--color-mint-text);font-weight:800;font-size:1.05rem;padding:16px 34px;border-radius:var(--radius-btn);text-decoration:none;transition:var(--transition);box-shadow:0 4px 14px #2ee59d59;border:none;cursor:pointer}.ethos-cta-btn:hover{background-color:var(--color-mint-green-hover);transform:translateY(-2px);box-shadow:0 6px 20px #2ee59d73}.policy-hero-badges{display:flex;flex-wrap:wrap;gap:16px;margin-top:24px}.policy-hero-badge-item{display:flex;align-items:center;gap:6px;font-size:.88rem;font-weight:600;color:var(--color-near-black)}.policy-hero-img-wrapper{position:relative;border-radius:20px;overflow:hidden;box-shadow:0 10px 30px #00000012;border:1px solid #E2E8F0;background-color:#fff}.policy-hero-img{width:100%;height:380px;object-fit:cover;display:block}.policy-article-layout{display:grid;grid-template-columns:270px 1fr;gap:48px;margin-top:48px;margin-bottom:60px}.policy-sidebar{position:sticky;top:94px;height:fit-content}.policy-toc-card{background-color:#fff;border:1px solid #E2E8F0;border-radius:16px;overflow:hidden;box-shadow:0 4px 20px #00000008}.policy-toc-header{background-color:#f8fafc;color:var(--color-slate-teal-dark);border-bottom:1px solid #E2E8F0;padding:16px 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p{font-size:1.02rem;line-height:1.75;color:#334155;margin-bottom:16px}.policy-section ul,.policy-section ol{margin:16px 0 20px 24px;line-height:1.75;color:#334155}.policy-section li{margin-bottom:10px;font-size:1rem}.policy-takeaways-card{background-color:#fff;border:1px solid #E2E8F0;border-left:5px solid var(--color-mint-green);border-radius:16px;padding:28px 32px;margin-bottom:40px;box-shadow:0 4px 20px #00000008}.policy-takeaways-title{font-family:var(--font-serif);font-size:1.65rem;color:var(--color-near-black);margin-bottom:20px;display:flex;align-items:center;gap:10px}.policy-takeaways-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.policy-takeaway-item{display:flex;align-items:flex-start;gap:12px;font-size:.95rem;line-height:1.55;color:#334155}.policy-takeaway-icon{display:flex;align-items:center;justify-content:center;width:24px;height:24px;border-radius:50%;background-color:#e6f8f0;color:#0f7b4b;font-weight:800;font-size:.82rem;flex-shrink:0;margin-top:2px}.policy-table-wrapper{width:100%;overflow-x:auto;border-radius:14px;border:1px solid #E2E8F0;box-shadow:0 4px 16px #00000005;margin:24px 0 28px;background-color:#fff}.policy-rate-table{width:100%;border-collapse:collapse;text-align:left;background-color:#fff;font-size:.95rem}.policy-rate-table th{background-color:#f8fafc;color:var(--color-slate-teal-dark);padding:16px 18px;font-weight:700;font-size:.9rem;text-transform:uppercase;letter-spacing:.5px;border-bottom:2px solid #E2E8F0}.policy-rate-table td{padding:14px 18px;border-bottom:1px solid #F1F5F9;color:var(--color-near-black)}.policy-rate-table tr:nth-child(2n) td{background-color:#fafafa}.policy-rate-table tr:hover td{background-color:#f1f5f9}.policy-table-cta-box{background-color:#fff;border:1px solid #E2E8F0;border-radius:16px;padding:26px 30px;display:flex;align-items:center;justify-content:space-between;gap:20px;margin-top:24px;box-shadow:0 4px 20px #00000008}.policy-table-cta-text h4{font-size:1.15rem;font-weight:700;margin-bottom:4px;color:var(--color-near-black)}.policy-table-cta-text p{font-size:.92rem;color:var(--color-text-muted);margin-bottom:0!important}.policy-pros-cons-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin:28px 0}.policy-pro-card,.policy-con-card{background-color:#fff;border:1px solid #E2E8F0;border-radius:16px;padding:26px 28px;box-shadow:0 4px 16px #00000005}.policy-pro-card{border-top:4px solid #10B981}.policy-con-card{border-top:4px solid #F59E0B}.policy-pro-card h4{color:#065f46;font-size:1.2rem;margin-bottom:16px;display:flex;align-items:center;gap:8px}.policy-con-card 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#E2E8F0}.policy-quote-body{font-family:var(--font-serif);font-size:1.25rem;font-style:italic;color:var(--color-near-black);line-height:1.45;margin-bottom:12px}.policy-quote-author{font-family:var(--font-sans);font-size:.88rem;font-weight:700;color:var(--color-slate-teal-dark)}.policy-final-cta-banner{background:linear-gradient(180deg,#fff,#f8fafc);border:1px solid #E2E8F0;color:var(--color-near-black);border-radius:24px;padding:52px 40px;text-align:center;margin:60px 0 20px;box-shadow:0 8px 30px #0000000a}.policy-final-cta-banner h2{font-family:var(--font-serif);font-size:2.5rem;color:var(--color-near-black);margin-bottom:14px}.policy-final-cta-banner p{font-size:1.1rem;color:var(--color-text-muted);max-width:680px;margin:0 auto 28px!important}@media (max-width: 1024px){.policy-article-layout{grid-template-columns:1fr}.policy-sidebar{display:none}.policy-hero-grid{grid-template-columns:1fr;gap:30px}.policy-hero-img-wrapper{order:-1}.policy-hero-img{height:260px}}@media (max-width: 768px){.policy-hero-title{font-size:2.1rem}.policy-takeaways-grid,.policy-pros-cons-grid,.policy-myths-grid{grid-template-columns:1fr}.policy-table-cta-box,.policy-expert-quote{flex-direction:column;text-align:center}.policy-final-cta-banner{padding:36px 20px}.policy-final-cta-banner h2{font-size:1.8rem}}html:has(.policy-page-body),body.policy-page-body,body.policy-page-body main{background-color:#fff!important;color:var(--color-near-black)!important}body.policy-page-body .ethos-header{background-color:#fffffff5!important;border-bottom:1px solid #E2E8F0!important;backdrop-filter:blur(12px)!important;-webkit-backdrop-filter:blur(12px)!important}body.policy-page-body .ethos-header.scrolled{background-color:#fffffffa!important;box-shadow:0 4px 16px #0000000d!important}body.policy-page-body .ethos-header .brand-text-logo{color:var(--color-near-black)!important}body.policy-page-body .ethos-header .nav-link{color:#475569!important}body.policy-page-body .ethos-header 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.ethos-site-footer .footer-bottom{border-top:1px solid #E2E8F0!important;color:#64748b!important}.nav-dropdown{position:relative;display:inline-block;padding-bottom:16px;margin-bottom:-16px}.nav-dropdown .dropdown-menu{display:none;position:absolute;top:100%;left:50%;transform:translate(-50%);min-width:290px;background-color:#fff;border-radius:12px;box-shadow:0 12px 32px #00000026;padding:8px 0;z-index:1000;margin-top:2px;border:1px solid rgba(0,0,0,.08)}.nav-dropdown .dropdown-menu:before{content:"";position:absolute;top:-6px;left:50%;transform:translate(-50%) rotate(45deg);width:12px;height:12px;background-color:#fff;border-left:1px solid rgba(0,0,0,.08);border-top:1px solid rgba(0,0,0,.08)}.nav-dropdown:after{content:"";position:absolute;top:100%;left:-20px;right:-20px;height:20px;background:transparent}.nav-dropdown:hover .dropdown-menu,.nav-dropdown:focus-within .dropdown-menu,.nav-dropdown .dropdown-menu:hover{display:block}.dropdown-item{display:flex;align-items:center;padding:12px 20px;color:#1e293b!important;font-family:var(--font-sans);font-size:.92rem;font-weight:600;text-decoration:none;transition:all .2s ease;line-height:1.35}.dropdown-item:hover{background-color:#f1f5f9;color:var(--color-slate-teal-dark, #1A3636)!important;padding-left:24px}.mobile-menu-btn{display:none;background-color:#ffffff26;color:#fff;border:1px solid rgba(255,255,255,.3);border-radius:25px;padding:8px 16px;font-family:var(--font-sans);font-size:.9rem;font-weight:700;cursor:pointer;transition:all .2s ease}body.policy-page-body .mobile-menu-btn{background-color:#f1f5f9;color:var(--color-near-black);border:1px solid #CBD5E1}.mobile-menu-btn:hover{background-color:var(--color-mint-green);color:var(--color-mint-text)}@media (max-width: 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solid #E2E8F0;border-bottom:1px solid #E2E8F0}.reviews-header{margin-bottom:36px}.reviews-badge{display:inline-flex;align-items:center;gap:6px;background-color:#ecfdf5;color:#065f46;border:1px solid #A7F3D0;font-size:.88rem;font-weight:700;padding:6px 16px;border-radius:50px;margin-bottom:12px}.reviews-badge .star-icon{color:#10b981;font-size:1rem}@media (max-width: 600px){.reviews-badge{flex-direction:column;gap:2px;padding:8px 16px;border-radius:14px;text-align:center}.reviews-badge-bullet{display:none}}.reviews-title{font-size:clamp(1.8rem,4vw,2.8rem);font-weight:700;color:#0f172a;margin:0}.carousel-outer-wrapper{position:relative;margin:0 -15px;padding:0 15px}.reviews-carousel-track{display:flex;gap:24px;overflow-x:auto;scroll-snap-type:x mandatory;scroll-behavior:smooth;-webkit-overflow-scrolling:touch;padding:10px 10px 24px;scrollbar-width:none}.reviews-carousel-track::-webkit-scrollbar{display:none}.review-carousel-card{flex:0 0 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#F1F5F9}.reviewer-name{font-size:.95rem;font-weight:800;color:#0f172a}.review-date{font-size:.8rem;color:#94a3b8;margin-top:2px}.carousel-controls-wrapper{display:flex;align-items:center;justify-content:center;gap:16px;margin-top:20px}.carousel-control-btn{background-color:#fff;color:#334155;border:1px solid #CBD5E1;width:42px;height:42px;border-radius:50%;font-size:1.4rem;line-height:1;display:flex;align-items:center;justify-content:center;cursor:pointer;box-shadow:0 2px 8px #0000000d;transition:all .2s ease}.carousel-control-btn:hover{background-color:#00b67a;color:#fff;border-color:#00b67a;transform:scale(1.05)}.carousel-dots-container{display:flex;align-items:center;gap:8px}.carousel-dot{width:8px;height:8px;border-radius:50%;background-color:#cbd5e1;cursor:pointer;transition:all .25s ease}.carousel-dot.active{width:26px;border-radius:12px;background-color:#00b67a}@media (max-width: 768px){.reviews-carousel-track{gap:14px;padding:10px 14px 24px}.review-carousel-card{flex:0 0 calc(80vw - 12px);width:calc(80vw - 12px);max-width:300px;padding:20px 18px}}@keyframes marquee-scroll{0%{transform:translate(0)}to{transform:translate(-50%)}}.animate-marquee-loop{display:flex;width:max-content;gap:16px;animation:marquee-scroll 28s linear infinite}.animate-marquee-loop:hover{animation-play-state:paused}.reviews-marquee-wrapper{overflow:hidden;position:relative;width:100%;padding:8px 0;mask-image:linear-gradient(to right,transparent,black 4%,black 96%,transparent);-webkit-mask-image:linear-gradient(to right,transparent,black 4%,black 96%,transparent)}#landing-view .phone-frame{padding:5px;border-width:2px;border-radius:44px}#landing-view .phone-frame:before{top:9px;width:72px;height:14px}#landing-view .phone-screen{border-radius:37px}@media (max-width: 768px){#landing-view .showcase-grid{gap:14px}#landing-view .phone-mockup-wrapper{padding:4px 0}#landing-view .value-props-section{padding:18px 0 20px}#landing-view .value-props-section .section-title{font-size:1.6rem;margin-bottom:14px}#landing-view .props-4-grid{grid-template-columns:1fr 1fr;gap:10px;margin-bottom:18px}#landing-view .prop-card{padding:14px 12px;gap:8px}#landing-view .prop-icon-graphic{width:44px;height:44px;border-radius:12px}#landing-view .prop-icon-graphic svg{width:26px;height:26px}#landing-view .prop-card-title{font-size:.92rem;line-height:1.3}#landing-view .coverage-amounts-section{padding:34px 0}#landing-view .coverage-amounts-section .section-subtitle{font-size:.95rem;margin-bottom:0}#landing-view .coverage-cards-grid{grid-template-columns:1fr;max-width:none;gap:14px;margin:22px auto 20px}#landing-view .coverage-card{display:grid;grid-template-columns:112px 1fr;column-gap:14px;align-items:center;justify-content:stretch;text-align:left;padding:14px 16px}#landing-view .coverage-card .coverage-amount{grid-column:1;grid-row:1 / span 2;font-size:1.4rem;margin:0;text-align:center}#landing-view .coverage-card .coverage-tier-title{grid-column:2;font-size:1rem;margin:0 0 4px}#landing-view .coverage-card .coverage-tier-desc{grid-column:2;font-size:.86rem;line-height:1.45}#landing-view .coverage-badge{top:-10px;left:auto;right:14px;transform:none;font-size:.62rem;padding:3px 10px}#landing-view .funeral-costs-section{padding:34px 0}#landing-view .funeral-costs-section .section-title{font-size:1.6rem}#landing-view .light-subtitle{font-size:.95rem;margin-bottom:18px}#landing-view .funeral-calc-card{padding:18px 16px 16px;border-radius:16px}#landing-view .funeral-controls-grid{gap:10px;margin-bottom:14px}#landing-view .funeral-state-select{padding:11px 38px 11px 14px;font-size:.95rem}#landing-view .funeral-toggle-btn{padding:10px 8px;font-size:.88rem}#landing-view .funeral-calc-intro{font-size:.92rem;margin-bottom:4px}#landing-view .funeral-price-range{font-size:2rem;margin-bottom:10px}#landing-view .funeral-breakdown-table{margin-bottom:12px}#landing-view .funeral-row{padding:8px 0;font-size:.9rem}#landing-view .funeral-divider{margin:12px 0}#landing-view .funeral-cta-heading{font-size:1.02rem;margin-bottom:10px}#landing-view .funeral-cta-btn{width:100%;padding:13px 16px;font-size:.95rem;margin-bottom:8px}#landing-view .funeral-disclaimer-text{font-size:.76rem;margin-top:14px}#landing-view .guide-section{padding:30px 0}#landing-view .guide-header-box{margin-bottom:20px}#landing-view .guide-intro{font-size:.95rem}#landing-view .takeaways-card{padding:18px 16px;margin-bottom:20px}#landing-view .takeaways-title{font-size:1.15rem;margin-bottom:12px}#landing-view .takeaways-grid{gap:10px}#landing-view .takeaway-item{font-size:.9rem;line-height:1.45;gap:10px}#landing-view .guide-3-grid{grid-template-columns:1fr;gap:10px;margin-bottom:20px}#landing-view .guide-card{display:grid;grid-template-columns:44px 1fr;column-gap:14px;row-gap:4px;align-items:start;padding:14px 16px}#landing-view .guide-card .prop-icon-graphic{grid-row:1 / span 2;margin:0!important}#landing-view .guide-card-title{font-size:1.02rem;margin:0}#landing-view .guide-card-text{font-size:.88rem;line-height:1.5;margin:0}#landing-view .terms-box{padding:18px 16px}#landing-view .terms-header-title{font-size:1.3rem;margin-bottom:12px}#landing-view .terms-grid{gap:10px}#landing-view .term-card-item{padding:12px 14px}}.quiz-saving-spinner{width:52px;height:52px;margin:24px auto 20px;border:5px solid var(--color-icy-blue);border-top-color:var(--color-slate-teal);border-radius:50%;animation:quizSavingSpin .9s linear infinite}@keyframes quizSavingSpin{to{transform:rotate(360deg)}}@media (prefers-reduced-motion: reduce){.quiz-saving-spinner{animation-duration:3s}}